South Korean borrowers in their 20s now carry an average mortgage balance of ₩203.94 million, crossing ₩200 million for the first time even as lending tightened everywhere else. Here's what the Bank of Korea data reveals — and the statistical trap behind it.
South Korea's household debt hit a record ₩2,019.8 trillion in Q2 2026, its biggest quarterly jump in 19 quarters. The data behind the debt-fueled stock bets and the central bank's rate dilemma.
South Korea's current account hit a record $49.7 billion in June, powered by a semiconductor export boom. Here's why the Bank of Korea itself is warning the windfall isn't reaching ordinary paychecks.
A plain-language explanation of what the 3.4% won settlement share in the Bank of Korea's finalized 2025 statistics is actually a share of. It also covers why the 2.7% and 3.4% shown in the table differ from the 0.8 percentage point change the Bank of Korea published, and how to keep the offshore won settlement system's target schedule apart from actual usage.
